Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Did you have a piggy bank when you were a... Read More
Recent security breaches at several credit card companies continue to... Read More
Most of us, especially those of us who have debtor's... Read More
Today I passed a thermometer at a bank that read... Read More
I have to admit, I do it too. I complain.... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Car donations and used car donations are the way many... Read More
1. Don't focus on your finances.The reason most people get... Read More
Next to our physical health most of us are primarily... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
Saving for a Down Payment is hard work, so it's... Read More
Are your financial muscles well toned and healthy or flabby... Read More
Women have a love/hate relationship with money. Most of us... Read More
1. If you have your haircut every 3 weeks, try... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
Have you ever stopped to think about how your "mood"... Read More
Things are so expensive these days. We seem to be... Read More
What is it about being frugal, why do it at... Read More
I think most of us have at some point in... Read More
Does it feel like you have to be Sherlock Holmes... Read More
As a parent you are bound to face a few... Read More
Future financial success is not a guarantee that any one... Read More
Of course, these don't have to be done in any... Read More
Next to our physical health most of us are primarily... Read More
Would you know what to do if you suspect that... Read More
Future financial success is not a guarantee that any one... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
You should thoroughly consider your business needs when selecting a... Read More
On the other hand, there are those people who are... Read More
We have heard a lot about consumers' personal information getting... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
We live in a crazy world. Someone ought to sell... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
Most Americans have been brought up to be concerned about... Read More
Just about everyone has a checking account. Checks present easy... Read More
If you are the normal consumer, then you've probably experienced... Read More
Many people graduate from college owing thousands of dollars in... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Frugal living is more than a lifestyle. It's a passion.... Read More
The judge had to ask the question, and we had... Read More
I have been a loyal user of Quicken(R) for more... Read More
Has anyone been to the gas pumps lately? Soon $3... Read More
It is crucial as an individual who is striving for... Read More
To save on food, be an opportunist. Buy what you... Read More
Sticking to a budget can be difficult, but with so... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
I have to admit, I do it too. I complain.... Read More
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